Category of Fund


Type of Fund


Investment Objective

The principal investment objective of the Fund is to provide a steady and consistent income and capital appreciation of the Units over the medium to long-term period. Accordingly, returns shall be in the form of long-term capital growth and regular income distribution to the Unit Holders.

Any material change to the investment objective of the Fund would require Unit Holders’ approvals.

Investment Policy and Strategy

To meet the investment objective, the Fund will focus on well-established blue chip companies that could potentially pay sustainable dividends and achieve earnings growth. The Fund may also invest in small and medium-sized companies that could potentially embark on dividend payments. These investments are to provide high income-flow to the Fund for potential income distribution to Unit Holders.

Meanwhile, the investments in Sukuk are particularly for the purpose of generating the recurring income from expected regular profit payment. The investment in Sukuk must have a minimum AA3 rating by RAM or AA rating by MARC or equivalent rating rated by any recognised credit rating agency.

Asset Allocation

  • Equity: 40% – 60%
  • Sukuk & cash: 40% – 60%
The Manager may, in response to adverse market, economic, political and any other conditions, adopt a temporary defensive strategy by maintaining higher liquid asset/cash portions. When this happens, the asset allocation of the Fund will be altered accordingly.


60:40 ratio of the “FBM Emas Shariah Index” and 12-month GIA of Bank Islam

Specific Risks Associated with the Fund

  • Specific Security Risk
  • Credit/Default Risk
  • Profit Rate Risk
  • Reclassification of Shariah Status Risk
  • Counterparty Risk

Investor Profile

Suitable for investors who:
  • Seek a steady income and capital appreciation.
  • Have medium to long-term horizon.

Investor Risk Profile


Distribution Policy

The Fund intends to pay out annual income distribution to Unit Holders if sufficient investment income has been accumulated during the year.

Commencement Date

27 December 2001

Financial Year End

31 August


BIMB Investment Management Berhad


ABB Trustee Berhad
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